Duty of Disclosure
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Before you enter into an insurance contract, you have a duty of disclosure under the Insurance Contracts Act 1984. If we
ask you questions that are relevant to our decision to insure you and on what terms, you must tell us anything that you
know and that a reasonable person in the circumstances would include in answering the questions. You have this duty
until we agree to insure you.
You have the same duty before you renew, extend, vary or reinstate an insurance contract.
You do not need to tell us anything that:
• reduces the risk we insure you for; or
• is common knowledge; or
• we know or should know as an insurer; or
• we waive your duty to tell us about.
If you do not tell us anything you are required to tell us, we may cancel your contract or reduce the amount we will pay
you if you make a claim, or both. If your failure to tell us is fraudulent, we may refuse to pay a claim and treat the contract
as if it never existed.
This Duty of Disclosure which was last updated on 04 June 2019.
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How you drive Product Disclosure Statement
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Pay Per Km for Hyundai Product Disclosure Statement
Pay Per Km for Hyundai Premium & Excess Guide
UbiCar Claims
02 8233 3195
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02 8031 1340
E-mail
claims@ubicar.com.au
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Disclaimer
UbiCar ‘How you Drive’ Comprehensive Car Insurance and UbiCar ‘Pay per km’ Comprehensive Car Insurance are underwritten by RAC Insurance Pty Limited (ABN 59 094 685 882; AFSL 231222) (RACI). UbiCar Insurance Pty Limited (ACN 616 438 503; ABN 83 601 223 858; AFSL 469073) (UbiCar) arranges and manages these insurance products on behalf of RACI.
UbiCar ‘Pay per km for Hyundai’ Comprehensive Car Insurance is underwritten by RACI. UbiCar arranges and manages this insurance product on behalf of RACI. In arranging this insurance Hyundai Motor Company Australia Pty Limited (ACN 58 008 995 588) of 394 Lane Cove Rd, Macquarie Park NSW, 2113 (Hyundai) act for UbiCar, not you. Hyundai and its representatives, as well as your Hyundai dealer have been authorised by UbiCar as its general insurance distributor to deal in this product. They are not authorised to provide any advice on this insurance. If you purchase this insurance Hyundai receives a commission from UbiCar.
*Terms, conditions, limits and exclusions apply.
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