Comprehensive Car Insurance
Based on how you drive
How it works
We take the guesswork out of insurance and use technology to provide you with the lowest price
Quick and easy application process
In less than 2 minutes, find out how much you can save on your car insurance based on how you drive.
Get your policy
instantly
Painless purchase. Get insured the moment you need it. No need to wait for paperwork.
The better you drive, the more you save
See how you drive with our app and learn how your driving can be improved to reduce your insurance premium.
We believe Insurance should be fair
If you drive . you should pay less for your car insurance
"UbiCar helps make safer drivers and reduce insurance costs"
"New driver tracking app can save you big on car insurance"
“Pay less for car insurance if you’re a good driver”
"The disrupter UBI is offering insurance base on how you drive."
“UbiCar is a Free App that Rewards Drivers for Safe Driving”
For more reviews and media mentions please click here
What UbiCar customers say
Savings and benefits users now enjoy since switching to UbiCar*
"My massive monthly savings
are fantastic for my family"
Luana - New South Wales
“UbiCar has motivated me to be a better,
safer and more considerate driver."
Jillian - South Australia
“UbiCar doesn’t stereotype like other
insurance companies.“
Luke - New South Wales
*Savings are factual and based on comparison between the customer’s current Comprehensive Car Insurance policy with UbiCar as of December 2018 and their policy with their previous insurer. Premiums and savings may differ depending on individual circumstance.
Who can save with UbiCar
UbiCar for Safe Drivers
UbiCar For Under 25s
UbiCar For Parents
F.A.Q.
Most frequent questions and answers
UbiCar is here to disrupt the Australian insurance industry by giving drivers a fairer premium based on HOW they drive, not simply based on their demographics. The UbiCar app is free to use, and tracks your driving using telematics, so we can give you a driver score. UbiCar safe drivers can make substantial savings on their car insurance premiums based on their driver score. We are 100% Australian Company, and proud of it!
Usage based insurance is personalised car insurance based on your driving style and how your car is driven. UbiCar Insurance uses telematics to measure your driving and reward safe driving with lower premiums.
If you drive well, you are less likely have an accident, so it makes sense that you should pay less for your insurance – that’s fair and that’s what UbiCar aims to deliver. We’re making sure that premiums for car insurance are fair one policy at a time.
The UbiCar app tracks your driving (think braking, cornering, phone distraction, acceleration and speeding) and uses that information to give you a driver score and calculate your premium. The better driver you are, the better your premium will be. The UbiCar App is free in the app stores.
Your driving score reflects how safe a driver you are, ranging from 40 to 100. The higher the score, the safer the driver! The primary elements of driving behaviour that go into these calculations are your speed, harsh braking and acceleration, cornering, and mobile phone distraction. Your driving behaviour is monitored across a variety of trips to give you an average score. You can monitor your scores through your free UbiCar App.
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