UbicarUbicarCheaper Car Insurance Quotes for Australian Drivers

Comprehensive Car Insurance

Comprehensive Car Insurance

UbiCar rewards Australian drivers with discounted comprehensive car insurance and the benefits you need for your vehicle based on how you drive.

Drive less, pay less. Pay Per Kilometre Policy

Get A Quote

Drive well, save more. How You Drive Policy

Get A Quote

If you drive well, you should pay less for your car insurance

It only stands to reason that safe, responsible drivers should be rewarded for their good behaviour. Unfortunately, most car insurance companies don’t see it this way. Instead, insurance premiums are traditionally calculated based on your demographic or the type of car you drive. This means that car insurance companies pay no attention to how well you actually drive. Yikes!

That’s where the UbiCar app comes in to play. UbiCar provides drivers a cheaper premium based on how they drive, and not just their demographic. Looking to save on your car insurance? UbiCar can reward responsible Australian drivers with savings.

Take out comprehensive cover with the benefits you need for your vehicle. The more you drive responsibly with UbiCar, the more you stand to save.



Get A Quote

We believe Insurance should be cheaper

If you drive

 .

you should pay less for your car insurance

Sunrise grey 1

“UbiCar helps make safer drivers and reduce insurance costs”

News logo

“New driver tracking app can save you big on car insurance”

Finder.com grey

“Pay less for car insurance if you’re a good driver”

7 News logo

“The disrupter UBI is offering insurance base on how you drive.”

Today grey

“UbiCar is a Free App that Rewards Drivers for Safe Driving”



Get A Quote

Comprehensive Car Insurance from UbiCar

Comprehensive car insurance provides coverage for Australian drivers whose vehicles are damaged as a result of At Fault or Not At Fault Incidents.
This includes things like:

  • Theft
  • Vandalism or malicious damage
  • Windscreen & glass damage
  • Fire
  • Accidental damage caused by animals
  • Storm and weather-related Incidents
  • Other additional benefits listed in the policy

In-App Features from UbiCar

With the UbiCar app, all your car insurance needs are taken care of in one easy-to-use App. From your smart device, you’ll be able to:

  • Track your driving habits using new telematics technology
  • Request roadside assistance
  • Lodge a new claim and track the status of an existing claim
  • Ask us to cancel your current policy

How it works

We take the guesswork out of insurance and use technology to provide you with the lowest price

Ubicar site icons quick

Quick and easy application process

In less than 2 minutes, find out how much you can save on your car insurance based on how you drive.

Ubicar site icons policy

Get your policy
instantly

Painless purchase. Get insured the moment you need it. No need to wait for paperwork.

Ubicar site icons app

The better you drive, the more you save

See how you drive with our app and learn how your driving can be improved to reduce your insurance premium.


Google Pay button

App Store button

Download Our App Today!

Our free app is simple to download and use. In less than 2 minutes, you’ll get a car insurance quote and find out how much you can save with UbiCar. Over time, you can track your driving with the UbiCar App. Responsible drivers learn how their driving can be further improved to reduce their insurance premiums!



Get A Quote

Why Choose Us?

These are some of our standard features and benefits for all UbiCar policies.



 



 


New Car Replacement



 

Hire Car After Fire, Theft Or Attempted Theft



 

Emergency Accommodation Expenses



 

Choice Of Repairer



 

Monthly Payment At No Extra Cost



 

Lifetime Guarantee On Authorised Repairs



 

Agreed Value At No Extra Cost



 

Cover For Personal Belongings



 

Replacing Your Lost Or Stolen Keys



 

Product Disclosure Statement 〉

Optional Extras

We can also tailor your policy to suit your every need.

Roadside assist

Roadside
Assistance

UbiCar provides 24/7 on road support and assistance for our Australian drivers as an optional extra – so we can give you a helping hand rain, hail or shine – all year round, Australia wide Windscreen

Windscreen and
Window Glass Cover

In the case you have accidental damage to your windscreen we will cover a repair or replacement of the windscreen without the need for you to pay for excess. Hire car

Hire Car
after Accident

If an accident occurs, UbiCar will be able to provide you with a rental car for the period that your car is being repaired.

What UbiCar customers say

Savings and benefits users now enjoy since switching to UbiCar*
Luana with savings

“My massive monthly savings
are fantastic for my family”

Luana – New South Wales Jillian with savings amount

“UbiCar has motivated me to be a better,
safer and more considerate driver.”

Jillian – South Australia Luke with savings amount

“UbiCar doesn’t stereotype like other
insurance companies.“

Luke – New South Wales

*Savings are factual and based on comparison between the customer’s current Comprehensive Car Insurance policy with UbiCar as of December 2018 and their policy with their previous insurer. Premiums and savings may differ depending on individual circumstance.

Insurance Solutions for Australian Drivers, By Australian Drivers

At UbiCar, we are a 100% Australian Company, and proud of it! We saw problems with the car insurance process, and we decided to come up with solutions. UbiCar safe drivers can make substantial savings on their car insurance premiums based on their driver score. Make the switch today and see how much you can save!



Get A Quote





Useful Information

Blog

FAQ

Ubicar Institutions

UbiCar Media

UbiCar Guides

UbiCar Sitemap

Terms and Conditions

Privacy Policy

Dispute Resoultion

Insurance Documents

How you drive Product Disclosure Statement

How you drive Premium & Excess Guide

Pay per km Product Disclosure Statement

Pay per km Premium & Excess Guide

Pay Per Km for Hyundai Product Disclosure Statement

Pay Per Km for Hyundai Premium & Excess Guide

Useful Emails

General App Enquiries

UbiCar Insurance

UbiCar Claims

Privacy Concerns

UbiCar Feedback

UbiCar Contact Numbers

UbiCar Customer Care

1 300 UBICAR (1 300 824 227)

Mon – Fri, 9:00am – 5:00pm, AEST

UbiCar Claims

1 300 UBICAR (1 300 824 227)

UbiCar After Hours Claims

0280311340

UbiCar 24hr Roadside Assistance

1 300 302 500


Disclaimer

UbiCar ‘How you Drive’ Comprehensive Car Insurance and UbiCar ‘Pay per km’ Comprehensive Car Insurance are underwritten by RAC Insurance Pty Limited (ABN 59 094 685 882; AFSL 231222) (RACI). UbiCar Insurance Pty Limited (ACN 616 438 503; ABN 83 601 223 858; AFSL 469073) (UbiCar) arranges and manages these insurance products on behalf of RACI.



UbiCar ‘Pay per km for Hyundai’ Comprehensive Car Insurance is underwritten by RACI. UbiCar arranges and manages this insurance product on behalf of RACI. In arranging this insurance Hyundai Motor Company Australia Pty Limited (ACN 58 008 995 588) of 394 Lane Cove Rd, Macquarie Park NSW, 2113 (Hyundai) act for UbiCar, not you. Hyundai and its representatives, as well as your Hyundai dealer have been authorised by UbiCar as its general insurance distributor to deal in this product. They are not authorised to provide any advice on this insurance. If you purchase this insurance Hyundai receives a commission from UbiCar.



*Terms, conditions, limits and exclusions apply.



Before making a decision, please consider the relevant Combined Product Disclosure Statement and Financial Services Guide/policy document (PDS/FSG), any Supplementary PDS/FSG, Premium and Excess Guide and any other updated disclosure documents available from this website.



Any advice on this website is general in nature only and does not take into account your personal situation, financial needs or objectives.



UbiCar Registered Office, Level 14, 77 King Street, Sydney NSW, 2000.



UbiCar acknowledges the Creative Commons Attribution 4.0 from the following: Transport for NSW, Queensland Government, Public Transport Victoria, Department of Planning, Transport and Infrastructure, Government of South Australia and Transport Perth.

Google Play and the Google Play logo are trademarks of Google LLC.

Apple, the Apple logo, iPhone, and iPad are trademarks of Apple Inc., registered in the U.S. and other countries and regions. App Store is a service mark of Apple Inc.

Privacy Policy | Terms and Conditions


**Real customers’ faces haven’t been used.



Copyright 2019 UbiCar Insurance Pty Ltd (ABN 83 601 223 858)












Top