Comprehensive Car Insurance

UbiCar rewards Australian drivers with discounted comprehensive car insurance and the benefits you need for your vehicle based on how you drive.

Drive less, pay less.

Pay Per Kilometre Policy

Drive well, save more.

How You Drive Policy

If you drive well, you should pay less for your car insurance

It only stands to reason that safe, responsible drivers should be rewarded for their good behaviour. Unfortunately, most car insurance companies don’t see it this way. Instead, insurance premiums are traditionally calculated based on your demographic or the type of car you drive. This means that car insurance companies pay no attention to how well you actually drive. Yikes!

That’s where the UbiCar app comes in to play. UbiCar provides drivers a cheaper premium based on how they drive, and not just their demographic. Looking to save on your car insurance? UbiCar can reward responsible Australian drivers with savings. 

Take out comprehensive cover with the benefits you need for your vehicle. The more you drive responsibly with UbiCar, the more you stand to save.

We believe Insurance should be cheaper

If you drive . you should pay less for your car insurance

"UbiCar helps make safer drivers and reduce insurance costs"

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"New driver tracking app can save you big on car insurance"

“Pay less for car insurance if you’re a good driver”

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"The disrupter UBI is offering insurance base on how you drive."

“UbiCar is a Free App that Rewards Drivers for Safe Driving”

Comprehensive Car Insurance from UbiCar

Comprehensive car insurance provides coverage for Australian drivers whose vehicles are damaged as a result of At Fault or Not At Fault Incidents.
This includes things like:

  • Theft
  • Vandalism or malicious damage
  • Windscreen & glass damage
  • Fire
  • Accidental damage caused by animals
  • Storm and weather-related Incidents
  • Other additional benefits listed in the policy

In-App Features from UbiCar

With the UbiCar app, all your car insurance needs are taken care of in one easy-to-use App. From your smart device, you’ll be able to:

  • Track your driving habits using new telematics technology
  • Request roadside assistance
  • Lodge a new claim and track the status of an existing claim
  • Ask us to cancel your current policy

How it works

We take the guesswork out of insurance and use technology to provide you with the lowest price

Download Our App Today!

Our free app is simple to download and use. In less than 2 minutes, you’ll get a car insurance quote and find out how much you can save with UbiCar. Over time, you can track your driving with the UbiCar App. Responsible drivers learn how their driving can be further improved to reduce their insurance premiums!

Why Choose Us?

These are some of our standard features and benefits for all UbiCar policies.

New Car Replacement
Hire Car After Fire, Theft Or Attempted Theft
Emergency Accommodation Expenses
Choice Of Repairer
Monthly Payment At No Extra Cost
Lifetime Guarantee On Authorised Repairs
Agreed Value At No Extra Cost
Cover For Personal Belongings
Replacing Your Lost Or Stolen Keys

Optional Extras

We can also tailor your policy to suit your every need.

What UbiCar customers say

Savings and benefits users now enjoy since switching to UbiCar*
Luana with savings

"My massive monthly savings
are fantastic for my family"

Luana - New South Wales
Jillian with savings amount

“UbiCar has motivated me to be a better,
safer and more considerate driver."

Jillian - South Australia
Luke with savings amount

“UbiCar doesn’t stereotype like other
insurance companies.“

Luke - New South Wales

*Savings are factual and based on comparison between the customer’s current Comprehensive Car Insurance policy with UbiCar as of December 2018 and their policy with their previous insurer. Premiums and savings may differ depending on individual circumstance.

Insurance Solutions for Australian Drivers, By Australian Drivers

At UbiCar, we are a 100% Australian Company, and proud of it! We saw problems with the car insurance process, and we decided to come up with solutions. UbiCar safe drivers can make substantial savings on their car insurance premiums based on their driver score. Make the switch today and see how much you can save!