UbiCar For Safe Drivers

Fairer car insurance for safer drivers.

Drive well, save more.

How You Drive Policy

Safer drivers
are not fairly rewarded by existing insurers

DISCONNECT

Traditional insurers require long-term histories to identify safe drivers rather than identifying them based on their recent driving behaviour. Safer drivers are inadequately rewarded because insurers effectively use their rates to subsidise bad drivers insurance policies.

NO CLAIMS BONUSES

No-claims rewards take long periods of time to come into effect and are modest at first. In the meantime safe drivers continue to pay excessive insurance rates. No-claims protection options typically also come at an additional cost.

PAY AS YOU DRIVE

Pay as you drive schemes are restrictive by nature. These policies generally require a greater deal of management and can incur additional excesses for claims made when you’ve exceeded your kilometre limit.

Car insurance should be be based on how you drive today.

If you drive well, you should pay less.

Our app rewards good driving with fairer insurance

To top it off UbiCar also lets you:

Reduce your insurance premium

Our telematics technology provides feedback on your driving behaviour for every scored trip that you complete. This gives you an opportunity to reduce your insurance premium – the safer you drive, the lower your price.

Enter
competitions

UbiCar regularly runs safe driver competitions which you can enter through the app. Make your mark on the leaderboards and stand to win a range of prizes.

Drive
safer

UbiCar can help you become a safer, more aware driver. Attentive drivers can save lives and help make our roads safer.

What UbiCar customers say

Savings and benefits users now enjoy since switching to UbiCar*

“My massive monthly savings
are fantastic for my family”

Luana – New South Wales

“UbiCar has motivated me to be a better,
safer and more considerate driver.”

Jillian – South Australia

“UbiCar doesn’t stereotype like other
insurance companies.“

Luke – New South Wales

*Savings are factual and based on comparison between the customer’s current Comprehensive Car Insurance policy with UbiCar as of December 2018 and their policy with their previous insurer. Premiums and savings may differ depending on individual circumstance.