Car Insurance Quotes

Based on how you drive

UbiCar application 3 screenshots

Car Insurance Quotes With UbiCar

Is your car insurance quote renewal coming up?

Getting a new car insurance quote can be expensive, and you’ll want to shop around a bit before you get the quote that suits you best, especially if you’re on a budget. One size doesn’t fit all when it comes to insurance, which is why prices jump around from one provider to another.

If you get frustrated at having to pay a high premium on your car insurance quote, especially if you’re fed up of paying more because of other drivers, UbiCar could be a good choice for you. We offer usage-based insurance (also known as telematic or black box insurance), meaning that the better you drive, the less you pay.

We believe Insurance should be cheaper

If you drive . you should pay less for your car insurance

"UbiCar helps make safer drivers and reduce insurance costs"

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"New driver tracking app can save you big on car insurance"

“Pay less for car insurance if you’re a good driver”

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"The disrupter UBI is offering insurance base on how you drive."

“UbiCar is a Free App that Rewards Drivers for Safe Driving”

To get a quote with UbiCar, we'll need to know the following:

  • Your personal details
  • Vehicle information
  • Driving and claims history
  • Any additional drivers

Once we have enough information about you and the car you’re driving we automatically work out your quote price and give you your predictive yearly premium, which can decrease if you drive safely!

UbiCar is great for safe drivers, allowing us to reward them with lower premiums, especially when they would typically pay a lot more with other insurance providers. Examples of these higher cost insurance groups that could save with an UbiCar insurance quote include:

  • Young drivers (and their parents!)
  • Safe drivers
  • Electric car and Tesla drivers
  • Rideshare drivers (Uber & Ola)

You might compare prices on iSelect or Compare the Market, but you won’t find UbiCar here, so you’ll have to come to us directly. We can provide you with a comprehensive car insurance quote in less than 2 minutes, and if you’re a safe driver then this will often be cheaper than our competitors! We can get your policy to you instantly as well, meaning you can be covered to drive the moment you purchase.

male driving car

Our car insurance quotes are fully comprehensive and underwritten by the RAC, meaning that you’re completely covered across all the following:

  • Fire, theft and accident damage
  • Open driver cover
  • Personal belongings cover
  • Lifetime guarantee on authorised repairs
  • Temporary cover for your new car
  • Agreed value of insured car
  • Travel / accommodation costs
  • Lost or damaged personal belongings
  • New for old replacement
  • Hire car after fire, theft, or attempted theft
  • Lost or stolen keys
  • Essential temporary repairs for your car

Plus more — check out all the details in our Product Disclosure Statement.

Don’t delay — get a car insurance quote with UbiCar today and see how much you could save.

How it works

We take the guesswork out of insurance and use technology to provide you with the lowest price

How Does UbiCar Offer Cheaper Car Insurance?

Traditional insurers make a lot of assumptions, based on broad, statistical data of different drivers. They fail to look carefully at the individual; an approach which would provide better information about the driver‘s risk profile.

At UbiCar, we use telematics technology to evaluate the history of every driver. We monitor a variety of factors, such as how hard you brake, how fast you accelerate whether you use your phone while driving, how quickly you corner and the speed you tend to travel at compared to other road users. We use this data to accurately determine the likelihood of an incident, so premiums are set fairly to your driving style. This is so we can tailor your premium to you reward you with lower premiums.

Unlike other insurers, UbiCar makes sure safe drivers pay fair premiums. In fact, we strive to make sure our policies are fair for everybody.

Our telematics-based insurance coverage also lowers premiums directly by encouraging safer driving habits. Research has shown that young drivers with telematics apps are less likely to be involved in accidents, as they understand how to reduce their chance of having an incident. Accidents that do happen also tend to be less severe, so the overall cost of insuring these drivers is 30% lower than it would be for drivers. So we are able to pass on the savings to our customers and offer them cheaper car insurance, as a result.

What UbiCar customers say

Savings and benefits users now enjoy since switching to UbiCar*
Luana testimonial

"My massive monthly savings
are fantastic for my family"

Luana - New South Wales
Jillian testimonial

“UbiCar has motivated me to be a better,
safer and more considerate driver."

Jillian - South Australia
Luke testimonial

“UbiCar doesn’t stereotype like other
insurance companies.“

Luke - New South Wales

*Savings are factual and based on comparison between the customer’s current Comprehensive Car Insurance policy with UbiCar as of December 2018 and their policy with their previous insurer. Premiums and savings may differ depending on individual circumstance.

Save on Premiums with UbiCar technology at your fingertips

Nobody wants to pay too much for car insurance. Car insurance premiums are rising in Australia, which is putting pressure on many drivers, often unfairly. Fortunately, UbiCar has a cheaper system for safe drivers.

Connect with a policy from UbiCar and use telematics to tailor insurance to your driving style. This way, when you drive better, you’ll enjoy lower premiums. It’s as simple as that.