UbiCar For Parents

We incentivise safe driving with fairer car insurance for young drivers.

Drive less, pay less.

Pay Per Kilometre Policy

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Drive well, save more.

How You Drive Policy

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Insuring your young driver
can be a nightmare

EXPENSIVE
RATES

Insurers classify all drivers under 25 as high-risk. As a result young drivers are either quoted huge rates or refused insurance cover altogether.

SUBOPTIMAL ALTERNATIVES

Including your child on your own car insurance policy generally leads to higher premiums and substantially higher excesses in the case of a young driver claim.

UNFAIR
APPLICATION

Responsible young drivers are not rewarded for safer driving. Instead they are forced to pay expensive rates because their demographic looks risky on paper.

Car insurance should be fair, no matter how old you are.

If you drive well, you should pay less for your car insurance.

Our app rewards good driving with fairer insurance

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UbiCar also incentivises safe driving by:

PROVIDING
FEEDBACK

Our app provides young drivers with feedback on every trip. This includes details on which of their driving behaviours are good or need to be improved on.






OFFERING
REWARDS

UbiCar not only offers fairer insurance, it also allows young drivers to earn UbiCoins by driving safely. UbiCoins be can used to purchase items from our online store, which features over 50 000 items. Young drivers can also enter one of the regular safe driver competitions on our app and win exciting prizes.


INTRODUCING
ACCOUNTABILITY

UbiCar adjusts individual driver rates monthly based on that person’s driving record the previous month. This means that driving behaviour carries consequences, with rates increasing or decreasing depending on how young drivers behave on the roads. If you’re paying for your child’s insurance this allows you to monitor their driving and identify risky behaviour before it leads to an accident.
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What UbiCar customers say

Savings and benefits users now enjoy since switching to UbiCar*
Luana with savings

“My massive monthly savings
are fantastic for my family”

Luana – New South Wales
Jillian with savings amount

“UbiCar has motivated me to be a better,
safer and more considerate driver.”

Jillian – South Australia
Luke with savings amount

“UbiCar doesn’t stereotype like other
insurance companies.“

Luke – New South Wales

*Savings are factual and based on comparison between the customer’s current Comprehensive Car Insurance policy with UbiCar as of December 2018 and their policy with their previous insurer. Premiums and savings may differ depending on individual circumstance.