UbiCar For Under 25s
Car Insurance – The New Way, for young drivers.
Why Car insurance for under 25s
is too expensive
STATISTICAL
RISK
Young drivers under the age of 25 have a statistically higher chance of being involved in an incident. It’s little wonder young drivers are traditionally classified as as high-risk.
UNAFFORDABLE
RATES
This means that all young drivers pay a lot more for their car insurance. Some insurers refuse to insure under 25s altogether!
UNFAIR
APPLICATION
This approach discriminates against safe young drivers. Why should you pay excessive rates due to the mistakes of others?
Car insurance should be affordable, no matter how old you are.
If you drive well, you should pay less for your car insurance.
UbiCar also incentivises safe driving by:

Quick and easy application process
In less than 2 minutes, find out how much you can save on your car insurance based on how you drive.

Get your policy
instantly
Painless purchase. Get insured the moment you need it. No need to wait for paperwork.

The better you drive, the more you save
See how you drive with our app and learn how your driving can be improved to reduce your insurance premium.
What UbiCar customers say
Savings and benefits users now enjoy since switching to UbiCar*

“My massive monthly savings
are fantastic for my family”
Luana – New South Wales

“UbiCar has motivated me to be a better,
safer and more considerate driver.”
Jillian – South Australia

“UbiCar doesn’t stereotype like other
insurance companies.“
Luke – New South Wales
*Savings are factual and based on comparison between the customer’s current Comprehensive Car Insurance policy with UbiCar as of December 2018 and their policy with their previous insurer. Premiums and savings may differ depending on individual circumstance.
F.A.Q.
Most frequent questions and answers
UbiCar is here to disrupt the Australian insurance industry by giving drivers a fairer premium based on HOW they drive, not simply based on their demographics. The UbiCar app is free to use, and tracks your driving using telematics, so we can give you a driver score. UbiCar safe drivers can make substantial savings on their car insurance premiums based on their driver score. We are 100% Australian Company, and proud of it!
Usage based insurance is personalised car insurance based on your driving style and how your car is driven. UbiCar Insurance uses telematics to measure your driving and reward safe driving with lower premiums.
If you drive well, you are less likely have an accident, so it makes sense that you should pay less for your insurance – that’s fair and that’s what UbiCar aims to deliver. We’re making sure that premiums for car insurance are fair one policy at a time.
The UbiCar app tracks your driving (think braking, cornering, phone distraction, acceleration and speeding) and uses that information to give you a driver score and calculate your premium. The better driver you are, the better your premium will be. The UbiCar App is free in the app stores.
Your driving score reflects how safe a driver you are, ranging from 40 to 100. The higher the score, the safer the driver! The primary elements of driving behaviour that go into these calculations are your speed, harsh braking and acceleration, cornering, and mobile phone distraction. Your driving behaviour is monitored across a variety of trips to give you an average score. You can monitor your scores through your free UbiCar App.
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