Pay As You Drive Car Insurance

Stop paying too much for car insurance. Get pay as you drive car insurance and you could save hundreds. UbiCar Pay per km insures you based on how far you drive. Get a quote online today.

Drive less, pay less.

Pay Per Kilometre Policy

Drive well, save more.

How You Drive Policy

It's all in the App.

Unlike other insurers, UbiCar offers fully comprehensive monthly cover that is based on how well or how far you drive your car. We do this by  using App based technology to personalise your premium and make insurance fairer. It’s also known as Usage Based Insurance and is how we got our name!

We believe insurance should be fair.

"UbiCar helps make safer drivers and reduce insurance costs"

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"New driver tracking app can save you big on car insurance"

“Pay less for car insurance if you’re a good driver”

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"The disrupter Ubicar is offering insurance based on how you drive."

“UbiCar is a Free App that Rewards Drivers for Safe Driving”

For more reviews and media mentions please click here

UbiCar is proudly 100% Australian owned, and if you ever need assistance, our locally based call centre staff are here to help.

Pay As You Drive Car Insurance

Pay as you drive car insurance is about paying only for the car insurance that you use instead of paying for the ‘most likely’ road statistic group that you fall into. When you choose Pay Per Kilometre with UbiCar, you pay a low flat rate monthly insurance fee and they you pay for the kilometres you actually drive throughout the month. The less you drive the less you pay in insurance costs.

Our customers have made considerable yearly savings when they made the switch to UbiCar Pay per Kilometre Insurance and they include young drivers and seniors. Compare the market against UbiCar using our Pay Per Kilometre insurance policies. You’re not just another number at UbiCar. We offer comprehensive cover on an individual basis.

How it works

Pay as you drive car insurance could offer you a cheaper insurance option for the actual driving that you do, not a cheap premium based on poor coverage or a high excess. We help our customers to actually save money on their car insurance. If you drive less than 15,000kms every year then our pay per kilometre insurance policy could save you hundreds of dollars on your premiums.

When you head to our online quotes at Ubicar, you’ll find a new and intuitive way of finding budget coverage that doesn’t follow the rest of the insurance industry in Australia. That’s because we’re here to disrupt the way premiums are calculated for Aussie drivers. We don’t rely on demographics or Canstar ratings to calculate vehicle insurance. Instead, we have developed a way that Australian drivers can access pay per kilometre insurance that covers them for the time they actually spend on the road. Don’t waste money paying for insurance coverage that you don’t need. Switch to UbiCar and pay only for the coverage that counts while you’re out on the road, fairly calculated using your actual travel time and kilometres.

Pay as you drive car insurance is calculated monthly and tailored to the individual driving. You insure your vehicle for a flat monthly insurance rate and then only pay for the actual kilometres that you have driven throughout the month. This means that if you haven’t driven anywhere then you don’t pay any extra that month. If you’ve had a bigger driving month than usual, don’t sweat. UbiCar caps daily costs to 100km.

How do you know what kilometres you have driven throughout the month? As an UbiCar pay as your drive car insurance customer you’re given a UbiCar Device that plugs directly into your car and communicates with your mobile phone through our App. This device accurately measures your monthly kilometres and reports it back to our offices ensuring that we charge you for the kilometres travelled.

When you take out any level of cover at UbiCar to insure your car against things like fire and theft as well as accidental damage, you are choosing an affordable alternative to conventional insurance.

Choose UbiCar for learner driver insurance and car insurance for under 25 drivers and save. Rather than using iSelect to compare your insurance quotes, get a real understanding of the kind of driver you are with our intuitive app and telematics. We cover all of Australia, offering cheaper insurance options for drivers in:

Along with our pay per kilometre insurance, this is just another way UbiCar is committed to reducing premium costs for Australian motorists of all ages and experience.

Getting pay as you drive car insurance is quick and simple. We offer an online quoting facility which takes as little as two minutes to complete. You’ll discover just how much you can afford to save on your car insurance costs immediately.

Pay as you drive car insurance is available right across Australia covering NSW, Victoria, WA, QLD, SA and more. You start your coverage immediately when you choose to purchase your premium from UbiCar. There’s no need lengthy wait for the paperwork to be processed.

We are proud to be a 100% Australian company and we’re proud of our mission to disrupt the Australian insurance industry by introducing a fairer and more affordable way for everybody to access car insurance and coverage while they’re out on the road. Along with cheap car insurance, you can also access 24hr roadside assistance from Ubicar.

Stop paying too much for your car insurance and choose our pay as you drive car insurance saving Aussies hundreds of dollars every year in their premium costs. Get an online quote today in a matter of minutes and get immediately covered by the Australian insurance provider who tailors policies to drivers not statistics.

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